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Citi Prestige Changes Confirmed (July 2016)

Citi Prestige Changes Have Arrived, Rejoice, Sort Of

We all knew this was coming. The Internets were alive with electricity for days on end as we all mourned the possible Citi Prestige changes. Well, a few of us knew the right people to get a pretty good start on what those changes might be. But, like most, I was not privy to all the changes that were going to take place. Well my fellow readers, that that time has come.

Once gain, you cannot wait any longer. The old links will only work until around the 27th of July. After that, all bets are considered off. You can sign up here (not an affiliate link) to see if you can still grab the older bonus and benefits.

Confirmed Citi Prestige Changes

At long last, the wait is over, here is what we now know going forward:

Credit Card and Travel Benefits Then Now
 $250 Air Travel Credit BlueBulletPoint BlueBulletPoint
 Complimentary 4th night BlueBulletPoint BlueBulletPoint
 Complimentary greens fees BlueBulletPoint
 No foreign transaction fees BlueBulletPoint BlueBulletPoint
 EMV Chip Technology BlueBulletPoint BlueBulletPoint
 $800 toward a flight on American Airlines BlueBulletPoint
$665 toward flights on any other airline BlueBulletPoint
$500 in gift cards from a wide range of merchants BlueBulletPoint

A Quick Review of Current Citi Prestige Benefits

Travel and Miscellaneous Benefits

  • Automatically receive an annual $250 Air Travel Credit, to be applied to flight-related expenses charged to your card, including airline tickets, baggage fees, upgrades and more – this effectively reduces your annual fee to $200
  • Extend your trip with a complimentary 4th night stay at any hotel of your choice – unlimited potential
  • Enjoy complimentary access to American Airlines Admirals Club® lounges, plus hundreds of VIP lounges through Priority PassTM Select – this cost $450 on it’s own
  • Complimentary greens fees at more than 2,400 public and private golf courses around the globe – I don’t golf so I cannot comment
  • No foreign transaction fees on purchases – always travel with this benefit
  • EMV Chip Technology for global acceptance and enhanced security when used at chip terminals

Citi ThankYou Rewards

By earning 50,000 40,000 Bonus ThankYou Points you can redeem for travel or rewards even sooner with:

  • $800 toward a flight on American Airlines
  • $665 toward flights on any other airline
  • $532 towards flights on any airline – this translates to 1.3 cents/point
  • $400 in gift cards from a wide range of merchants


It looks like this gravy train has come to a quick end. A lot of benefits have come and gone and ThankYou points have devalued in just a few days. Sadly, there’s no dip in the annual fee as compensation, but as long as the $250 air travel credit remains there is hope.

The Fine Print (Post-Citi Prestige Changes)

Citi Prestige Card Benefits

Purchases made by the Primary cardmember and Authorized Users on the Card Account are eligible for this statement credit. Please allow 1–2 billing cycles after the qualifying incidental air travel fee is charged to your Card Account for statement credit(s) to be posted to the account. This statement credit is an annual benefit available for purchases appearing on your billing statements from December through the following December. Pending transactions that do not post in your December billing cycle will count towards the next year’s Air Travel Credit. Airline Fees are defined as purchases made with airlines including Air fares, baggage fees, lounge access and some in–flight purchases. Please allow 1–2 billing cycles after the qualifying air travel expense is charged to your Card Account for statement credit(s) to be posted to the account.

We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases are eligible for the statement credit. Cardmembers are responsible for payment of all charges on the Card Account regardless of eligibility for statement credit. To be eligible for this benefit, the enrolled Card Account must be open and current at the time of statement credit fulfillment. ThankYou Point values and the rewards available for redemption are subject to change at any time. Check Thankyou.com for the most up to date reward collection.

Cardmembers can call the number on the back of their card if statement credits have not posted to their Card Account after 2 billing cycles. Cardmembers are responsible for payment of all charges on the Card Account regardless of eligibility for statement credit.

To be eligible for this benefit, the enrolled Card Account must be open and current at the time of statement credit fulfillment.


The primary cardholder will enjoy a complimentary fourth night (room rate for the fourth night and applicable taxes only) with no black–out dates, when you book four consecutive nights at any hotel booked through the Citi Prestige® Concierge. Your benefit is a statement credit equal to the value of the 4th night’s actual room rate, as provided by the Citi Prestige Concierge, even if the rate is different from the rate on other nights. See below for more details on the statement credit

To receive your complimentary night (via a statement credit):

The primary cardmember makes a reservation for in his/her name for his/her room a minimum of a consecutive four–night stay at any available hotel; and

  • The reservation is made through the Citi Prestige Concierge; and
  • You must fully pay for your stay with your Citi Prestige Card

What is the benefit? Receive a statement credit for one complimentary night (room rate for the fourth night and applicable taxes only). Hotel imposed fees and incidental guest charges are the Cardmember’s responsibility. Cardmember will be charged the total cost of the stay at checkout and will receive a credit to the credit card statement for the cost of the fourth night (and the applicable taxes). If the cardmember books a special “pre-paid” rate this may require upfront payment in full, at time of booking. Payment in full is defined as pre–payment for the total of all four consecutive nights. All statement credits will be reflected on the Citi Prestige card statement as being a result of the Program and will appear within two billing periods following the month in which travel was completed; or in the case of promotional “pre–paid” that are paid in full as described above, rates the credit will be reflected within two billing periods following the date of payment in full of the “pre–paid” rate. Foreign exchange conversion rates may fluctuate resulting in slight differences in amount credited.

Eligibility Requirements.

  • Only one complimentary night is eligible per each stay. A ”stay“ is consecutive nights booked and stayed on one reservation and does not include back–to back stays. Back–to back stays are stays at the same hotel booked on two reservations (as an example, you book four nights at a hotel on one reservation for Monday, Tuesday, Wednesday and Thursday and book another four nights on another reservation for Friday, Saturday, Sunday and Monday. In this situation, you would only be eligible for one complimentary night for the 8 night stay).
  • Rates provided by Citi Prestige® Concierge will be equal to or lower than the lowest publicly–available fare at the hotel’s official website.
  • Packaged rates, such as air and hotel, hotel and car rental do not qualify for this benefit.
  • Bookings made through other methods such as, travel agents, websites or directly with a hotel will not qualify. For additional information, please visit the FAQ section at citi.com/citiprestige

Primary and Authorized users are granted complimentary access to the Priority Pass lounges and allowed a maximum of up to two guests or immediate family members (spouse, domestic partner and/or children under 18 years of age). Any additional guests will be charged a $27 per guest, per visit charge. For the full conditions of use please visit http://www.prioritypass.com/Conditions-of-use.cfm.

Points Transfer
You will need an account with one of the participating loyalty programs in order to transfer points. Following a transfer of ThankYou® Points the resulting reward currency will be subject to the terms and conditions of the applicable Travel Loyalty Program. Timing of posting may vary depending on the Travel Loyalty Program and may take as long as 14 days to process. A submitted request to transfer Points may not be canceled and the Points in a submitted request may not be returned to your ThankYou Account. ThankYou Rewards is not responsible for, or affiliated with, the Travel Loyalty Programs. Citi makes no representation regarding travel services provided by any of the Travel Loyalty Programs. Additional ThankYou terms and conditions apply and are available at https://www.thankyou.com/tc.jspx.

Citi® ThankYou® Rewards
Summary of the Citi Prestige® Card Terms and Conditions

With the Citi Prestige Card, you can earn ThankYou Points for purchases made on your card.

Unless you are participating in a limited-time offer, you will earn:

–– 3 ThankYou Points for each $1 spent on purchases at airlines, hotels and travel agencies.

–– 2 ThankYou Points for each $1 spent on purchases at restaurants (including cafes, bars, lounges and fast food restaurants), and on select entertainment, including live entertainment, live theatrical productions, concerts, live sporting events, movie theaters, amusement parks (including zoos, aquariums, circuses and carnivals), tourist attractions (including museums, and art galleries), record stores, video rental stores and on-demand internet streaming media;

Certain Non-Qualifying Purchases. You won’t earn 2X Points for purchases made at bakeries, restaurants/cafes inside certain department, grocery or warehouse stores, sporting camps, public and private golf courses, country clubs (including membership fees), stores that sell musical instruments, video game arcades, bowling alleys, stores that primarily sell video games/accessories, charitable organizations that provide live entertainment, bookstores, sports complexes where you participate in the sport.

–– 1 ThankYou Point for each $1 spent on other purchases including the non-qualifying purchases listed above.

Only Purchases Earn Points. Balance transfers, cash advances, checks that access your card account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.

Each merchant — e.g., a retailer, business or any other place where you can make a purchase — is assigned a code that indicates the merchant’s primary area of business. We don’t assign or have any control over merchant codes. Codes are chosen and assigned by a third party, who may change the codes from time to time. When you make a purchase at a merchant, we’re provided the code for that merchant and if the code matches a category that gives you additional points, you will earn the additional points. Because we don’t control what code a merchant is assigned, sometimes a purchase that you think fits a certain category may not earn additional points. For example, a restaurant located within a large retail outlet may not be assigned a “restaurant” code, but rather a “retailer” code. This means that if you receive additional points for “dining out,” you won’t earn additional points for purchases at that restaurant. Or a restaurant located within a hotel may not be assigned a “restaurant” code, but rather a “hotel” code. This means that if you receive more points for purchases at a hotel than you receive for purchases at a restaurant, each purchase at that restaurant will be treated as a purchase at a hotel, and you’ll receive additional Points. Please see our FAQs at thankyou.com/help or call the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) for more information about merchant codes and categories.

Please see the Citi ThankYou Rewards Terms and Conditions at thankyou.com/terms, or call us at 1-800-THANKYOU (1-800-842-6596) to request a complete copy of the Terms and Conditions. The Terms and Conditions include redemption information on the Citi ThankYou Rewards Program

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